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ACOE membership includes many great discount opportunities and OPTIONAL INSURANCE PRODUCTS. As always, ACOE is helping to save teachers and support staff as much of their hard earned money as possible. Happy Savings!

ACOE Members receive FREE Accidental Death & Dismemberment Benefits as part of their ACOE membership. Also, upon request, ACOE consultants can provide members with a FREE personalized Alabama Retirement analysis and Financial Planning Options.


Optional Insurance Products

Dental, Vision, Cancer, Accident, Cancer, WellCard, Identification Theft and more. CLICK HERE

Savings on Goods & Services

Automotive: New and Used Cars, Auto Insurance, Car Rentals, Car Loans, Service & Repairs, Tires

Education: College and Continuing Education, School Supplies

Electronics & Cell Phones: Cameras & Photo Services, Cell Phones & Accessories, Computers, Electronics, Software, TV Services

Finance & Insurance: Auto Loans, Auto Insurance, Home Loans, Home Owners Insurance, Identity Theft Insurance, Legal Services, Pet Insurance

Flowers & Gifts: Flowers, Gift Baskets, Specialty Items

Home & Garden: Appliances, Electrical, Heating & Air, Furniture, Home Goods, Outdoor Living, Plumbing, Security

Real Estate & Moving Services: Apartments, Storage, Truck Rentals

Restaurants & Food: Restaurants, Specialty Items

Shopping: Accessories & Handbags, Books, Music & Videos, Children, Jewelry, Men’s Apparel, Office Products, Pet, Women’s Apparel

Tickets & Entertainment: Amusement Parks, Aquariums, Broadway & Performing Arts, Cirque du Soleil, Concerts, Movie Tickets, Museums, Outdoor Activities, Ski Resorts, Sporting Events, Tours, Zoos

Travel: Air Travel, Airport Parking, Car Rental, Cruises, Group Travel, Hotels, Resorts, Vacation Rental, Travel Planning & Services

Medical Needs Savings are also included in your ACOE Membership

Pharmacy – WellCard is accepted at over 59,000 pharmacies nationwide. Over 60,000 brand and generic drugs are included, with savings as high as 50%. WellCard may be used any time and with no annual limit.

Dental Care – Save up to 45% WellCard is accepted at over 150.000 provider access points nationwide, and covers all dental services and specialties including orthodontia.

Vision Care – Save up to 50% WellCard is accepted at over 11,000 OUTLOOK vision providers. Save on lenses, frames, and other vision needs.

Hearing Care – WellCard members receive a free hearing test and 15% discount on over 80 models at 1,500 Beltone locations nationwide, with a Lifetime Care Program included.

Diabetes Care & Supplies – Save up to 10% Save up to 10%. A full line of diabetes testing supplies are delivered directly to the member’s home. Members receive free access to a Certified Diabetes Educator and Envoy Health newsletter with tips on living with diabetes.

Vitamins – Save up to 15%. A wide range of vitamin and mineral supplements are delivered directly to the member’s home at discounted rates.

Daily Living Products – Save up to 10%. A wide range of medical supplies, safety equipment, and health products are delivered directly to the member’s home at a discounted rates.

Medical Bill Advocate – Save up to 30%. Experienced, trained professionals help negotiate lower prices on medical bills and address errors. Members pay only if savings are achieved.

MRI & Imaging – Save up to 50%. WellCard members receive concierge appointment service and save on MRI, PET, and CT scans, as well as other imaging services at over 3,500 locations nationwide.

Lab Savings – Save up to 50%. WellCard members save up to 50% using the online search tool to locate a lab and order their test. Actual savings are displayed immediately.

24/7 TeleHealth – Save Time. WellCard members have access to licensed credentialed physicians 24/7 by phone or email.

ACOE membership also includes a Wellness Program, Medical Network,  and Health Library.